Program Highlights

Key Points to Consider

• As little as 0 months reserves (Use property cashflow to qualify)
• FICOS As Low As 600
• No Seasoning on cash out or rate and term
• No LTV Restrictions on 2-4 units
• LTV’s up to 80% (min 660 fico)
• No Rate Or Pricing Adjustments on Cash Out, Condo, Units
 

NONI Purchase & R/T

• Going to 85% LTV on Purchase
• Going to 80% LTV on R/T Transactions (min 660)

 

NONI Cash Out

• Going to 75% LTV on Cash out Transactions (min 660)


Across the Board Expansion

• Increased max loans amounts across the board (Max $3.5mm)
• Now allowing 1x30x12
• Short Term Rental – NOW only need 1 year experience
• Business funds now OK with 25% ownership

 

theNONI Allows Foreign Nationals

• Foreign National Matrix
• Investment Properties only
• 75% MAX LTV – Purchase
• 70% MAX LTV – Rate and Term Refi
• 65% MAX LTV – Cash out Refi
• Up to $1,500,000 loan amounts
• No Income, No Job, No US Credit Required

• First Time Home Buyers Allowed, First Time Investors Allowed

Want to Know More or

Discuss Submission?

Reach out to me directly through my online form below or call/text me @ 858.218.5025

Lisa Barr
Lisa Barr
Broker Associate | License ID: 01440336
Lisa Barr
Broker Associate | License ID: 01440336
Helping people achieve their real estate goals is my passion. With over a decade of experience serving sellers and buyers throughout San Diego, I bring strong negotiation skills, community knowledge, and innovative marketing that ensures sellers get top dollar and buyers get their dream home.
 
I was born and raised in a Navy family in the Bay Area, where I watched my parents build wealth through real estate. I bought my first home at 21, and at that moment, I knew real estate and investing were in my blood. I want my daughter Kendall to grow up experiencing the power of real estate and possibly finding a passion for it.
 
Before becoming a Realtor, I spent ten years in the Mortgage industry, where I was able to learn the business from a completely different angle. My experience enabled me to become a top producer in a short amount of time. Above real estate, my clients are number 1. As a real estate investor, landlord, and vacation property owner, I understand that every transaction and property is unique. I don't take an umbrella approach and treat every deal the same. Instead, I adapt to every individual client and scenario to truly make this experience as seamless as possible for anybody I represent.
 
Please feel free to contact me directly if you have any questions or want to discuss the market! I look forward to hearing from you.
Helping people achieve their real estate goals is my passion. With over a decade of experience serving sellers and buyers throughout San Diego, I bring strong negotiation skills, community knowledge, and innovative marketing that ensures sellers get top dollar and buyers get their dream home.
 
I was born and raised in a Navy family in the Bay Area, where I watched my parents build wealth through real estate. I bought my first home at 21, and at that moment, I knew real estate and investing were in my blood. I want my daughter Kendall to grow up experiencing the power of real estate and possibly finding a passion for it.
 
Before becoming a Realtor, I spent ten years in the Mortgage industry, where I was able to learn the business from a completely different angle. My experience enabled me to become a top producer in a short amount of time. Above real estate, my clients are number 1. As a real estate investor, landlord, and vacation property owner, I understand that every transaction and property is unique. I don't take an umbrella approach and treat every deal the same. Instead, I adapt to every individual client and scenario to truly make this experience as seamless as possible for anybody I represent.
 
Please feel free to contact me directly if you have any questions or want to discuss the market! I look forward to hearing from you.

Phone

+1(858) 218-5025

Email

lisa@luxurylistingsbylisa.com

Address

851 S Coast Hwy 101 Suite 300

web

https://www.coldwellbankerwesthomes.com